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How A North Korean Defector Sends Money Back Home

July 22, 2022

It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.

Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

North Korean refugees can send money to their families back home


Reconnecting with Family

To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.

To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.

“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”

– Miso, escaped North Korea in 2010


How Remittances Work

There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.  

  1. A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker. 
  2. The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
  3. After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.


With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

How North Korean refugees send money back into the country


The Power to Change Lives

North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.

“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”

– Jeonghyuk, resettled North Korean refugee

With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

North Koreans engaging in market activity and entrepreneurship. Photo credit: Eric Lafforgue.


A Ripple Effect

Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.

But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

Resettled North Korean refugee, Geum Ju, living in South Korea as a florist

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.

“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”

– Jo Eun, rescued by LiNK in 2017

Jo Eun, resettled in South Korea



Agents of Change

Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom. 

More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue. 

Lost Stories from North Korea — A Life With No Exit

November 24, 2025

By Jane

Jane is a participant of LiNK’s Intensive English Program (LIEP), designed to build the capacity of North Korean English speakers at the intermediate level. In partnership with the British Council, LIEP aims to cultivate participants’ communication and critical thinking skills in English. LIEP is complementary to our broader LiNK English Language Program (LELP), which supports speakers of all proficiency levels.

When I was young, we lived in the countryside. Like the other kids, I had to help my mom with farming. It was hard work. From spring to fall, everything was difficult. Carrying a heavy load on my back, climbing up the mountain, my hands covered in blisters from using farming tools—I would often return home late, completely exhausted.

Our field was located at the top of a high mountain. From there, I could look down and see the Amnok River flowing, with a railway track stretching beside it. One spring day when I was around 13, I was resting at the top of the mountain, looking down at the train passing by below. 

Watching it move slowly like a caterpillar, I thought to myself, "I want to get on that train and go somewhere far away." That was the first time I dreamed of escaping. We were living in a prison with no exit, no hope.

Eventually, I managed to escape from that life in that prison. But my mother must have continued climbing that mountain and working in that field for many more years. Perhaps, during her moments of rest, she would look down at the river and the railroad. Perhaps, she thought about me, who had left for a place far away.

Now, I am living well in South Korea, as a mother of one myself. I carry dreams and hope in my heart. But not everyone has been as fortunate as I have in finding a way out.

I have a friend, a North Korean defector now living in the United States, who once shared a story that moved me to tears. A few years ago, she fled North Korea with her two young daughters and eventually made her way to America. She attempted to reach South Korea twice. The first time, she set out with her daughters, ages seven and eleven. They wandered for days through the vast Baekdudaegan mountains. When their water ran out, she dug into the earth with her bare hands, squeezing out a few drops to moisten their mouths.

Along the way, they came across the bodies of two people, sitting with their backs leaning against each other in the middle of a field. From their clothes, she could tell they were North Koreans, their bodies already beginning to decompose. Fearing that she and her daughters might meet the same fate, she decided to turn back and return to North Korea.

As I listened to her story, I couldn’t hold back my tears. Who were those two souls lost in the mountains? Where had they been trying to go? How long had they wandered? They might have been so exhausted that after sitting back to back, they couldn’t get up again. What thoughts filled their minds in their final moments?

That’s why I want to be a writer—to share these stories with the world.


For the people in North Korea who still dream of breaking free from a life with no exit, and for the nameless souls who never made it to freedom.

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Opportunities like LiNK’s Intensive English Program (LIEP) are helping North Koreans find their voice, reach their goals, and lead change on this issue. Your support can help us continue to make an impact in the lives of North Korean refugees, like Jane.

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