How A North Korean Defector Sends Money Back Home
It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.
Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

Reconnecting with Family
To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.
To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.
“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”
– Miso, escaped North Korea in 2010
How Remittances Work
There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.
- A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker.
- The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
- After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.
With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

The Power to Change Lives
North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.
“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”
– Jeonghyuk, resettled North Korean refugee
With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

A Ripple Effect
Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.
But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.
“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”
– Jo Eun, rescued by LiNK in 2017

Agents of Change
Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom.
More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue.
LiNK English Language Program: Meet the Students of Fall 2021
A consistently reported challenge we hear from North Korean defectors is English language ability, which is critical for both educational and career opportunities in South Korea. To address this need, we launched the LiNK English Language Program (LiNKglish)! Our North Korean friends have so much potential, and through capacity-building programs, they’re equipped and empowered to achieve their goals.
After a pilot Summer 2021 semester, we’re excited to share that our Fall 2021 semester served 49 North Korean students and 50 “English buddy” volunteers! Meet Hyang Lee, one of last semester’s students.
Hyang Lee

Can you briefly introduce yourself?
Hello, my name is Hyang Lee. I’m 26 years old and I’m majoring in business management. I just completed the program but because my English grades were low, I have not yet graduated.
I participated in LiNKglish for both summer and fall semesters. Through the program, I participated in several speech contests and received positive feedback every time, which gave me a lot of confidence. I still keep in touch with my buddy, communicating in English, and am working to complete my studies!
What were some of the most memorable moments in LiNKglish?
This semester, I was able to continue studying with the same English buddy that I had in the summer, Stephanie. I was really happy it worked out! I already knew what kind of person she was, and I felt very comfortable practicing English with her.
The best part was when I taught Stephanie how to read Korean. I would read out loud in English, and she’d read the Korean translation out loud. It made me feel quite proud of myself, that I was able to help someone and also learn English. Two-birds-one-stone, right? That was the most memorable moment for me.
Has communicating with your English buddy changed your perspective on foreigners?
Hmm… not necessarily. What I realized was that I really like America, but my buddy really loves Korea. It made me think, “maybe it’s because our cultures are so different, we like each other’s.”
When we chat about our everyday life, we often talk about food. We ask each other what we had for lunch, what types of food we’ve been eating, what famous restaurants we’ve visited. I told her that I felt like things were a lot saltier in the US, and she agreed. It was fun to ask questions and connect over both our similar experiences and differences.

What was your favorite meeting during LiNKglish?
I think it was our offline activity, the hiking day! It was our first time meeting in-person and I couldn’t sleep for 3 days prior, because I was so excited. Even though it was hard hiking up the mountain, I found myself speaking with the other students and volunteers the entire time. It was amazing. And when we got to the top, and looked down the mountain with everyone… it felt really great to be finally out and about.
Do you think your self-confidence has increased through LiNKglish?
For sure! I used to be afraid of communicating with foreigners, but now I’m confident I could talk to anyone in English. One time, I went to a clothing store and there was a foreigner trying to purchase an item. The store clerk didn’t speak English so I stepped in to help. It made me so happy that I was able to learn a language and help someone with it.
I actually got married last December. My husband and I plan to go overseas for missions in 7-8 years. I will have to use English so much more when I go overseas. I want to study hard and communicate in English as much as possible now, so that it will be easier for me when I go and do mission work.