How A North Korean Defector Sends Money Back Home
It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.
Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

Reconnecting with Family
To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.
To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.
“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”
– Miso, escaped North Korea in 2010
How Remittances Work
There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.
- A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker.
- The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
- After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.
With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

The Power to Change Lives
North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.
“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”
– Jeonghyuk, resettled North Korean refugee
With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

A Ripple Effect
Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.
But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.
“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”
– Jo Eun, rescued by LiNK in 2017

Agents of Change
Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom.
More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue.
"And We Will Be Free" Jo Eun's Story

The Tumen River starts on the slopes of Mount Paektu. Its icy waters twist and turn for hundreds of miles before slipping off the Korean peninsula and into the East Sea. In the summer, the reeds along the river grow taller than me and yellow and white wildflowers blossom along the banks.
I was born next to the Tumen. I grew up playing on its rocky shore, splashing and swimming in its waters. In the winter my friends and I would race up and down on ice skates. For my mom’s birthday, we would catch fish and cook them under the shade of a tree. I have many fond memories of the Tumen.
But I want to tell you about the times I tried to cross it. Because those times nearly cost me my life. The Tumen is more than a river. It’s a razor that cuts its way between North Korea and China. It’s a meandering border of shallow water that you can wade across in minutes. And in the winter, you can slide across its ice even faster. Just like I did for the final time last year.
I decided to cross the Tumen for the first time 8 years ago. I did it for my daughter. Her name is Hee-Mang which means hope in Korean. As a baby she was so calm and happy. I would adore her sweet smile and when I held her it melted away the pain and heartache of life in North Korea.
When she started saying “mommy” and took her first steps I was ecstatic. Her laughter was precious and her eyes beamed with life. But I was always worried that I couldn’t be a good mother.
I wanted to give Hee-Mang a better life than I had.
I knew of friends who had defected to South Korea. They sent money back and their families seemed to be much better off. So I decided to leave North Korea to make money and eventually bring Hee-Mang to freedom.
The first time I tried to cross the Tumen I didn’t get far. The broker I hired to help me escape worked for the secret police. They dragged me out of my hiding spot and sent me off to a detention center.
That’s where I first learned how much freedom would actually cost.
It was March and a pregnant woman arrived after being arrested in China. The courtyard of the detention center was covered in snow and ice. The guard forced her to walk around on her hands and knees in the snow for hours. He mocked her, saying that you got pregnant with the baby of a dog so you have to walk like a dog. Then he’d pry open her mouth and spit in it. If any of us cried or pleaded for him to show mercy, he’d force us to do the same.
When we weren’t crammed into our cells, sleeping on a filthy floor, we were forced to work. From 5am to 11pm we’d go into the mountains to gather firewood. The labor left your hands raw with blisters and the cold bit at your fingers and toes.
We were only fed a quarter of an ear of corn per meal. It was never enough and the hunger clawed at our stomachs. People grew so hungry that the guards had to drag them from the toilets so they wouldn’t eat their own feces. Some mornings I woke up to find one of my cellmates stiff and lifeless. We’d march off to gather firewood and their pale body just laid there, their cheeks hollowed out from the hunger.
One afternoon, I decided to escape. I walked over to an unlocked window, flung myself out the opening, and started running. For 4 days I trekked through the wilderness until I reached my hometown. But from the hill above my parent’s house I could see the security agents waiting for me. I had no place to go and I was terrified of being caught. I wanted to see Hee-Mang again but it was too dangerous.
So I returned to the Tumen River. It was summer now – when the rains come up from the south and the river swells into a rage. It was pouring the night I crossed and the current swept me downstream. I waded out on the other side and into China. A Chinese family gave me food and dry clothes and when I told them I needed to go to South Korea, they connected me with a broker.
I moved south through China with a group of 12 other North Korean refugees. We were nearly to Southeast Asia when we stopped to spend the night in a small motel. There were two young boys with us. They were 9 and 10 and they were running around the motel yelling in Korean. The receptionist must have overheard them.
I was on the fourth floor when I heard police sirens outside. I raced to the window but it was bolted shut with metal bars. The Chinese police barged into the room and handcuffed all of us.
There was a teenage girl with us whose mom was waiting for her in South Korea. She wailed and pleaded with the Chinese police: “Please please, can I just go to be with my mom. She’s going to be so worried about me. I just need my mom.” She cried out over and over. As a mother I felt terrible for her. I just wanted to tell her that it would be alright. But we all knew that was a lie.
We were returned to North Korea.
The secret police demanded the women strip naked and they searched our genitals for anything we might have hidden, slapping and whipping us and calling us whores the entire time. My interrogator wanted me to confess to trying to defect to South Korea. I begged her to understand my situation but instead she grabbed my head and slammed it against a nail in the wall. I remember thinking as she took a fistful of my hair “Is this my fate? Is this how I’ll die? The tears mixed with the blood pouring out of the gash in my forehead.
I couldn’t let go of the thought of Hee-Mang growing up without a mom. I wanted to be a good mother, I wanted to give her everything she deserved. I knew I couldn’t die here.
Everyone in my group but me was sent to a political prison camp, even those two little boys. But because I refused to confess to trying to defect, I avoided that fate and was instead transferred to another prison where I was forced to work 18 hours a day in a gold mine to earn money for the regime.
They worked us so hard and fed us so little. But I had a daughter waiting for me. And now more than ever, I wanted her to live in freedom. Life in prison was so difficult that I considered killing myself many times. There is a saying in North Korea “Women are weak, but mothers are strong”. Being Hee-Mang’s mother gave me the strength to withstand the pain. For two years, I endured the back-breaking work hoping for the day I would reunite with Hee-Mang.
3 years after I was released I stood next to the Tumen again, staring north and dreaming of freedom. This time I had Hee-Mang with me. She was 4 years old now and I wanted her to have a happy, fulfilling life. I wanted her to see the world and learn about other cultures. There was nothing for her in North Korea except pain and misery. So I scooped her up from her bed and carried her out of the house.
I put her on my back, her head nestled on my shoulder, and waded into the river. I was almost to the middle of the river when her foot touched the water.
Hee-Mang woke up and whimpered “Oh it’s cold.” That’s all it took.
The border guards heard her and raced down to the water. I waded faster and faster with Hee-Mang’s little arms wrapped tightly around my neck. I lunged with each step trying desperately to get away. Then I felt a hand grab my hair. Hee-Mang started screaming as I tried to fight them off. But when they ripped her from me, I had no choice. I surrendered.
They dragged us back to shore and started kicking me and stomping on my head. And then they kicked my daughter. My precious, beautiful, Hee-Mang. An innocent 4-year old girl. She was sobbing in pain and her cries for mommy were muffled by the blood spilling out from her mouth.
I jumped on top of her to cover her little body from the soldiers’ boots. I pleaded with them to beat me instead. She didn’t know what was going on.
It wasn’t her fault. “It was me, I did this! Punish me, not her!” I screamed.
--
Last year I crossed the Tumen for the final time. I could see my breath as I shuffled across the ice on my hands and knees. I crawled up the other bank into China, bent back the barbed wire, and ran for the van that was waiting for me on the other side. From the van, I looked back at North Korea and wondered if I’d ever come back or see Hee-Mang again.
This time I connected with someone that knew a group helping North Korean refugees reach safety. The group turned out to be Liberty in North Korea and they helped me move quickly out of the border region and then we headed south. I couldn’t eat or sleep until we made it out of China because I was so scared of getting caught. Every time the bus stopped, I was certain that the police had found me again.
But soon I found myself crossing the border into Southeast Asia. When LiNK’s field staffer told me I was finally safe I was overwhelmed. I had endured so much to make it this far - hard labor, imprisonment, and torture. And even though I was overjoyed to make it to freedom, I was deeply saddened that Hee-Mang wasn’t with me.
I left her with my family because I couldn’t bear the thought of her getting caught again and sent to a political prison camp. I question that decision every day.
Today I owe it to my daughter to tell my story. Hee-Mang is like a lighthouse to me. She gives me light and a reason for why I need to keep living and working hard for freedom. I hold onto the dream that one day we will live together again.
Before I left last year I bought us matching watches. It’s just a cheap watch, but to me it has more value than any jewel. When I miss her, I wear it and I have hope that each minute that passes is one minute closer to the day I will see her again.
I wouldn’t be telling this story today without the support of people like you. Thank you for helping me escape and finally reach freedom. Your willingness to help North Koreans even though you do not know our names or see our faces, is unbelievable. Your generosity has changed my life and the lives of so many others.
But most of all, you give me hope that one day I will be able to return to the Tumen River and walk hand in hand with Hee-Mang.
And we will no longer have to be afraid. Because we will be together.
And we will be free.
Thank you.