How A North Korean Defector Sends Money Back Home
It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.
Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

Reconnecting with Family
To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.
To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.
“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”
– Miso, escaped North Korea in 2010
How Remittances Work
There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.
- A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker.
- The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
- After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.
With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

The Power to Change Lives
North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.
“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”
– Jeonghyuk, resettled North Korean refugee
With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

A Ripple Effect
Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.
But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.
“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”
– Jo Eun, rescued by LiNK in 2017

Agents of Change
Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom.
More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue.
A Reason to Live: An Interview with Hae Sun

Hae Sun was rescued while hiding in China in 2013. Now safely resettled in South Korea, she attends a two-year college as a business/Chinese major and she just finished her first semester. Choosing to go to college was not an easy decision for her. She was adjusting to the many differences in South Korean society and dealing with loneliness, low self-esteem, and anxiety issues. But, ultimately her drive to pursue her dreams was stronger than the challenges she faced. Now, she’s excited to achieve the goals she has set out for herself.
“When I got my acceptance letter to a two-year college in South Korea, I thought of my mom who is still in North Korea. I wished she could’ve heard the good news and congratulated me. I haven’t heard from her since I left North Korea a few years ago. I don’t even know whether she is still alive. I know she would be very proud of me for attending college.” - Hae Sun
Our resettlement coordinator Jihyun recently met up with Hae Sun to see how she has been doing since starting college. Read their conversation below:

Jihyun: “How was your first semester?”
Hae Sun: It was not easy at all. In the beginning, I struggled so much. There were so many things my South Korean classmates easily understood that I didn’t because of the different education systems between North Korea and South Korea. I also didn’t study for more than 10 years because I didn’t get a proper middle school/high school education in North Korea and spent a long time hiding in China.
I didn’t do well for my midterms, but did better for my finals. Throughout the semester there were many moments when I really wanted to give up and drop out of school because studying was so hard and things were difficult for me, but I didn’t give up.

Jihyun: “Other than studying what else was difficult during your first semester?”
Hae Sun: Well, making friends in college was not easy. You know, I am at least 10 years older than most other freshmen. I am still afraid that they might not feel comfortable being around me because I am a lot older and culturally different from them. Some students have been so nice to me and I shouldn’t think that way, but I still get self-conscious about my age and background, which I know hinders me from getting close to them. Next semester I will try to be around other students more without worrying about my age and background.

Jihyun: What was the best part of your first semester?
Hae Sun: I was able to clearly understand a lot of Chinese grammatical stuff, which I had struggled with for a while. I was hiding in China for a long time so I learned conversational Chinese through talking with Chinese people, but I never learned it in school, so there were still a lot of grammatical rules I didn’t understand. Since I started studying Chinese as my major, I have learned a lot of those rules. I am so so happy about it and thankful for my education.

Jihyun: “What was one of new things you started doing after coming to South Korea?”
Hae Sun: Volunteer work to help people in need. In North Korea, I never thought of helping other people because I had so many difficulties then. I have been part of a group of volunteers for the past year that gives food to homeless people in train stations in Seoul. The group consists of young resettled North Korean refugees like me and South Korean college students.
Even after I resettled to South Korea, I didn’t think of helping others because I didn’t have a lot and thought I had to resettle successfully first. But while volunteering through the group, I have realized that I don’t need to have a lot of money or time to help other people.
Sharing what I have with others and helping them makes me happy now. In North Korea and China when I was always in need, I thought only receiving could make me happy, but now I know giving also makes me happy. That is why I do the outreach volunteer work for the homeless.

Jihyun: What were some of the difficulties you had when you first came to South Korea?
Hae Sun: Before I came to South Korea, I thought I would be fine communicating with people here because we speak the same language, but I was not aware of a lot of the differences between the South Korean language and the North Korean language because the two countries have been separated for almost 70 years.
At first I struggled a lot. There were many times when I either didn’t understand South Koreans or they didn’t understand me due to our different accents and words. Although there are still words and expressions I don’t completely understand, I am a lot more used to it than when I first came here. I have learned a lot of new words and expressions while working different jobs with South Koreans and through attending college here.
Actually at the beginning of this semester, I didn’t understand a lot of words that other students would use because I am even more unfamiliar with words young people use here. Still, I get confused about some South Korean expressions and words and sometimes I still don’t understand what my professors say. I used to get stressed out about it so much, but now I try to give myself more grace about my language issues. I mean I will keep learning new things and trying to get used to them for the rest of my life here. I will just face them instead of avoiding or getting stressed about them. That is why I am in college so that I can learn, right?
Another difficulty was loneliness…I still feel lonely from time to time. I really miss my family. I actually had depression when I first came to South Korea because of loneliness. Now I don’t have depression anymore because of new friends I have made since I came to South Korea. My church community has especially made me feel loved and encouraged and has been helping me overcome loneliness and depression.

Jihyun: What is freedom to you?
Hae Sun: Freedom enables me to do what I want and visit the places and countries where I want to go as long as I have the willpower and make the effort. None of this was possible back in North Korea.

Jihyun: What do you want to say to people around the world who support you and other North Koreans?
Hae Sun: I really thank them from the bottom of my heart. They have never met me and they don’t know me, but they have supported me so much. Thanks to their support I am now enjoying my freedom and pursuing my college education. What is more moving to me is they have given me all the support without asking anything in return. I am so touched by their unconditional support. I cannot thank the supporters enough.

Jihyun: How do you want people in the world to see North Korea and the North Korean people?
Hae Sun: I want the world to distinguish between its people and its leaders. I know that the regime is bad and has done a lot of evil things, but the ordinary people are innocent.

Jihyun: What is the most important value in life?
Hae Sun: Having goals to achieve. I didn’t have a lot of goals until I came to South Korea. After escaping in my early 20s, I didn’t have any goals other than just surviving and not getting repatriated back to North Korea...I didn’t even want to live a long life. I just wanted to live until I turned 30. But now, I want to live for a long time because I have a lot of goals to achieve.
I would feel so sad if I only lived until I turned 30 now. That is not enough time to do all the things I want to do.

Jihyun: What are your future goals?
Hae Sun: I always wanted to go to college in North Korea and China, but it was not possible due to my social status and other obstacles in those countries. I am living that dream by attending college with a major I really enjoy studying. Now my goal for the future is to successfully finish college and get a job I am passionate about. I don’t know what kind of job I want yet, but I know I will find one if I keep doing my best in college.
You can help other North Korean refugees escape China and resettle successfully by donating to our work. Donate now.