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How A North Korean Defector Sends Money Back Home

July 22, 2022

It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.

Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

North Korean refugees can send money to their families back home


Reconnecting with Family

To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.

To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.

“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”

– Miso, escaped North Korea in 2010


How Remittances Work

There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.  

  1. A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker. 
  2. The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
  3. After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.


With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

How North Korean refugees send money back into the country


The Power to Change Lives

North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.

“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”

– Jeonghyuk, resettled North Korean refugee

With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

North Koreans engaging in market activity and entrepreneurship. Photo credit: Eric Lafforgue.


A Ripple Effect

Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.

But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

Resettled North Korean refugee, Geum Ju, living in South Korea as a florist

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.

“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”

– Jo Eun, rescued by LiNK in 2017

Jo Eun, resettled in South Korea



Agents of Change

Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom. 

More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue. 

North Koreans Learning English | Interview with LELP Student & Volunteer

September 12, 2024

As North Korean refugees resettle in South Korea’s competitive society, conversational English ability has been identified as a top need for personal and professional growth.

The LiNK English Language program (LELP) has become a mainstay in our efforts to help build the capacity of North Koreans as agents of change. Students are matched 1:1 with volunteer tutors from all around the world, leading to customized practice, conversations that break down barriers, and connections that will last a lifetime. In addition to weekly virtual study sessions, the program includes in-person bonding activities and a semesterly speech contest.

Spring 2024 has been the program’s biggest semester yet with 156 participants, including 78 North Korean students and 78 volunteers! Meet Stella, a North Korean student pursuing her PhD in Economics, and Cydney, a long-time LELP volunteer from the United States.

Cydney & Stella

Please briefly introduce yourselves and share how you first met!

Stella - Hi, I’m Stella from North Korea. I’m currently living in South Korea and working towards getting my PhD in Economics.

Cydney - I’m Cydney, I’m from the US. I’ve been in South Korea for four years, teaching English at a hagwon. I’ve been a volunteer with LELP for two years now.


Stella -
I don’t exactly remember when we met, it’s been so long!


Cydney -
I think it was at the LELP hiking event! That was our first time meeting in-person. 


Stella -
Right, I was a little nervous then.


Cydney -
Now we meet up all the time, going out for drinks and finding new places to check out in Seoul.


What has been your favorite activity during the program? 

Stella - I really enjoy the speech contest. I can share my story and everyone is so attentive - the other North Korean students, volunteers, and LiNK staff. At other places, they’ll give you fixed questions that you have to answer. But LiNK gives you complete control over what you want to talk about.

People say North Koreans come from a prison, and sadness is the primary emotion. But in my experience, there is happiness even in the small things. I love to talk about those stories, my childhood memories.

First I’ll write my speech in Korean, and then I’ll write it again in English with Cydney’s help. I say what I want to express and she’ll help me.

Cydney - Sometimes I’ll write five different sentences and explain the nuances to Stella, and then she’ll go ‘okay that one, that’s how I want to say it.’


Stella -
The days leading up to the speech content, I have so many feelings and emotions while I’m busy preparing. But afterwards, I feel a sense of relief. I love it because by sharing my story, I’m realizing new things about myself.


Cydney -
I’m usually crying when she finishes delivering her speech. I’m just so happy and proud of all her hard work, and she’s so good at it. Hearing the speeches of the other students is also always so inspiring.



Is there a moment or everyday interaction where you felt LELP helped you? 

Stella - Yes, there is. This semester I’m taking a microeconomics seminar and the class goes into English all the time. The professor asks us questions, and we have to answer in English. If I wasn’t part of LELP, then I would have never thought about raising my hand and talking with confidence. Even if my grammar isn’t perfect, I can still comfortably share my thoughts.

What are your dreams or goals?

Stella - I have a big dream. I want to be a professor someday, at the undergraduate or graduate level. More than just teaching a certain topic or subject, I hope to instill in my students a love of learning. That’s what my teacher back in my hometown did for me. I’ve been able to come this far because of her, and she continues to inspire me to this day.

In North Korea, education opportunities are limited. But my teacher always tried to help me. She told us that if we had big dreams, then we can grab the chance to make it happen. She taught me a lot of things, about life and to see more than our current circumstances. I think about her all the time, even now, and I want to be like her - a good teacher and a good person.

I consider this my third chance at life. First I just survived in North Korea, and second in China. Now in South Korea, I can finally live freely.

Cydney - I love this story. Since I know Stella wants to be a professor, I also asked why, and she shared her memories from growing up in North Korea. Knowing that she’s wanted to do this for so long, it just makes sense.

As for my future goals, I don’t have anything concrete like teaching, but I want to help people. I want to use all the things I learn and that I’m interested in to help people find themselves. LELP has given me a great opportunity to meet new friends from different backgrounds and be a part of this meaningful cause as a volunteer.



Has being part of this program changed your perspective on North Korea?

Cydney - Yes, definitely. Before LiNK, I had read a lot of books and biographies from North Koreans. With that kind of exposure, you hear a lot of the hard stuff. Very inspirational stories about incredible people, but tough to read. I wanted to get a bigger picture of the issue, and that naturally led me to LiNK. After volunteering with LELP for two years, my perspective has not just changed, but really expanded.

I’ve had a lot of conversations with Stella where the contexts of what we’re talking about could not be more different, but our experiences are very much the same. It’s brought this universal view of people doing their best to live their lives, and connecting over it.

Stella - A lot of times, people want to hear hard stories from North Koreans. If you talk about your happiness, they ask ‘Why are you here then? You can go back there.’ It always surprises me - how can they say something like that? People living anywhere, have both happy times and difficult situations. But they don’t want to hear positive things from North Korea, they just want to hear that you were living in hell.

But LiNK is different. I feel like I can just talk comfortably. It has made me want to continue this program. Other places have a political focus but LiNK doesn’t, just real human stories.

Cydney - It’s one of my favorite things about how LiNK shares stories of North Koreans. They don’t shy away from the hardship, but they’re showing happy, thriving people and smiling faces. It’s not, ‘come to our page to learn about our sadness,’ but ‘learn about these real people whose experiences we want to share.’


Did LiNK’s program further your interest in sharing North Korean stories and experiences?

Stella - Actually we planned it, we talked about her drawing pictures and me writing the stories.

Cydney - It’s still very much in the talking phase, but it’s been my dream to make a webtoon! We’ve thought about creating one together about a little North Korean girl and sharing Stella’s experiences through this format.

My undergraduate degree was in history, so I spent a long time studying situations similar to what happens in North Korea. It’s hard for me to know that I live in a time where people go through such things, especially people close to me, like Stella. I think what LiNK does is so important because it’s trying to change the narrative and what the history of North Korea will be. If I can have any part of it, I want to do what I can.



What is something that each of you learned from each other?

Stella - Cyndey is just such a strong person. Before I met her, I thought I was strong, but we shared our stories and I’m so amazed by her determination. She’s alone here in South Korea, with a different language and culture, but she never complains. She always tries to make the best of life and find happiness. 

Cydney - I lived in the States, then I lived in China, and then in Korea. So there have been a lot of cultural challenges. The longer I’m here, I realize, ‘Oh, the things that I’m culturally used to are so different here that it’s starting to weigh on me.’ In those times, it’s been so great to talk to Stella.

That’s something we relate closely on, actually, both having to learn to live in South Korea.

She’s become one of my closest friends and we spend 90% of our time together just laughing. She’s so ambitious. I watch her do everything she can to reach her goals, and I think to myself, ‘I can do that too.’

Stella - I’m still reflecting on my experiences, so sometimes I try to find therapy but it hasn’t really helped me. But talking with Cydney has. She listens without judgment, and feels with me. So it’s become not just studying English together, but I feel healed with her.



Thank you for making programs like the LiNK English Language program possible. Every day, we see the impact that opportunities like this have in the lives of our North Korean friends, and members of this global movement. 

Help us ensure that the LELP can continue, improve, and expand in the years to come. 

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