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How A North Korean Defector Sends Money Back Home

July 22, 2022

It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.

Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

North Korean refugees can send money to their families back home


Reconnecting with Family

To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.

To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.

“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”

– Miso, escaped North Korea in 2010


How Remittances Work

There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.  

  1. A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker. 
  2. The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
  3. After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.


With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

How North Korean refugees send money back into the country


The Power to Change Lives

North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.

“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”

– Jeonghyuk, resettled North Korean refugee

With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

North Koreans engaging in market activity and entrepreneurship. Photo credit: Eric Lafforgue.


A Ripple Effect

Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.

But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

Resettled North Korean refugee, Geum Ju, living in South Korea as a florist

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.

“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”

– Jo Eun, rescued by LiNK in 2017

Jo Eun, resettled in South Korea



Agents of Change

Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom. 

More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue. 

Yoon Ha's Story: Part 3 - Making it to South Korea

September 12, 2024
Yoon Ha

This is the third part of a three-part story. Read part one about the hardships Yoon Ha experienced growing up in North Korea, and part two about being trafficked in China.

After connecting with LiNK’s network, I had to hike up more mountains to get out of China. It was very difficult being eight-months pregnant. My legs hurt and began to swell up a lot. It was really dark and I fell a few times. It was so hard - I was completely exhausted.

There were other North Koreans escaping China with me and they were pulling me and helping me up. Whenever I wanted to give up, they encouraged me.

“We must go. We must go to South Korea to live. To live…”

I felt like it was my responsibility to keep going and to survive for myself and my daughter. The journey getting out of China was so tough. I was worried that my unborn baby might have died because I didn’t feel the baby moving in my stomach for a while.

After many months in government processing and after going through the Hanawon resettlement education center, I was finally able to live freely in South Korea. I was overjoyed.

Thankfully, my baby survived and I had a beautiful baby daughter right after I came to South Korea. More than a year later now, I am thankful that she is growing well and is in good health.

Yoon Ha

In North Korea, the police oppressed me, keeping me from doing what I needed to do to survive. And in China, the police were trying to find North Korean refugees who were living in hiding. They wanted to send us back to North Korea, even though they knew we would be brutally punished by the regime. Whenever the police came around, I locked all the doors and hid in fear until they left town. So at first, I was scared of the police in South Korea.

I got to know my assigned police officer and realized he is just a person like me and we are not that different. (Every resettled North Korean refugee in South Korea is assigned a police officer for their first five years. They check in on them on a regular basis, and provide basic legal advice and special protection if necessary.)

We talked openly and he shared about the challenges he had when he was younger. He calls me once a week to see how my daughter and I are doing. He has brought us fruit and diapers for my daughter. He is so sweet. He also helped me with paperwork, paying bills, and getting my phone fixed when it broke. I really appreciate him and now he feels like a friend to me.

Thanks to people like him, I can sleep well.

Yoon Ha

I have been surrounded by many good people from my church community, the Hana Center (the local South Korean government resettlement assistance center) and my designated police officer.

It felt so good to talk freely with many people in my first language--Korean. I had lived in China for many years and when I first went there, I knew no Chinese. I struggled so much with communicating and I couldn’t talk to people freely either because of the fear of getting caught.

Now I can talk to anyone without worrying about getting caught.

I am so glad I came to South Korea. My life here is much better than my life in North Korea or China. I feel very safe and free in South Korea.

Yoon Ha

I am still learning the meaning of freedom as I experience it in this new society. I can do what I want and go where I want to go. I can go somewhere just to have fun and no one stops me.

That is freedom to me, and I am living it right now.
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