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How A North Korean Defector Sends Money Back Home

July 22, 2022

It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.

Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

North Korean refugees can send money to their families back home


Reconnecting with Family

To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.

To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.

“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”

– Miso, escaped North Korea in 2010


How Remittances Work

There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.  

  1. A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker. 
  2. The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
  3. After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.


With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

How North Korean refugees send money back into the country


The Power to Change Lives

North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.

“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”

– Jeonghyuk, resettled North Korean refugee

With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

North Koreans engaging in market activity and entrepreneurship. Photo credit: Eric Lafforgue.


A Ripple Effect

Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.

But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

Resettled North Korean refugee, Geum Ju, living in South Korea as a florist

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.

“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”

– Jo Eun, rescued by LiNK in 2017

Jo Eun, resettled in South Korea



Agents of Change

Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom. 

More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue. 

Yoon Ha's Story: Part 2 - Life in China

September 12, 2024
Yoon Ha

This is the second part of a three-part story. Read part one about the hardships Yoon Ha experienced growing up in North Korea that led her to escape. Part three follows this part with her experience resettling in South Korea.

The couple who helped me escape into China brought me to a house that same night after we crossed the river. There they told me about my options. They said I could work in a restaurant somewhere in China. However, there would be a high risk that I would be caught by the Chinese police and get sent back to North Korea. I already knew that if you get sent back to North Korea from China, you could be severely punished by the North Korean regime.

They said there was another way, which would be safer; I could "marry" a Chinese man. They told me my Chinese husband would protect me from getting caught by the Chinese police. So it seemed that this was the best choice I could make. I had already come to China and I didn’t want to go back to North Korea. I was prepared to do anything to have a better life, so I told the couple that I would live with a Chinese man.

The next morning the couple took me to a car and we started driving.

In the car, I started getting scared. The only thing I knew was that I was going to live with a Chinese man I had never met, and I was just hoping that my life would somehow get better through the marriage. After driving for a while, we arrived in a small city in China. There I met some Chinese people who turned out to be family members of the man I would marry.

I saw one of them give money to the couple who had brought me there. It was then that I realized that I had been sold.

Yoon Ha

A part of me still felt I could do anything to have a better life. But it didn’t feel good to be sold like an object. Even to this day, there are so many North Korean women being trafficked like I was. This kind of trafficking is now an industry.

I also felt selfish for leaving my mother and sister without letting them know. I came all this way so that I could have a better life, but I missed them a lot. I didn’t know what would happen next or how the Chinese man would treat me. At that point, I wanted to run away, but it was too late and there was nowhere to go. It was a small town in the country and I didn’t know anything, including the Chinese language.

Without having a proper wedding, I started living with the Chinese man - I don’t even want to call him my husband. It was frustrating not knowing any Chinese. And since I was sold into the marriage, I didn’t love the man. So it was really hard for me to live with him.

Despite all of this, I would eventually have my first daughter with him.

He and his family farmed for a living and were very poor. His family didn’t treat me well. They made me do all sorts of hard work on the farm and they would say bad things about me. Sometimes I even got hit. I wasn’t familiar with the area and couldn’t speak the language very well for the first couple of years. And there was always the danger of getting caught by the Chinese police and sent back to North Korea.

I cried a lot whenever I was by myself. I knew I had to keep enduring it for my daughter but it was so tough.

Yoon Ha

I started hearing from some people around me that I could live safely and freely if I could make it to South Korea. I didn’t want to leave my daughter, but I couldn’t keep living this life without freedom. So I decided to run away, hoping that I could come back for my daughter later.

I soon discovered that it would cost me a lot of money to find people who could take me to South Korea. I had no money, so I ended up getting sold to another Chinese man in order to survive.

Living with the second Chinese man was even worse than with the first one. I still had to do a lot of hard farming work and he was always watching me. He was suspicious that I was going to try to run away. When he went to work he brought me to his workplace so he could still watch me. And he was not kind to me. Whenever I got sick, he didn’t care.

I felt so unloved and suppressed.

Soon, I was pregnant with my second daughter. All the while, my desire to go to South Korea kept growing. I thought about giving up on my unborn daughter, knowing that I couldn’t be a good mother to her while living like this in China. And I knew it would be even harder for me to leave after I gave birth to the baby. But I didn’t want to leave another child of mine for my own freedom.

Yoon Ha

After hearing from some people that I could raise my child with support from the government in South Korea, I started having hope. I dreamt about living there with my baby. So I looked for opportunities to run away from the second Chinese man, even though he was always watching me. At some point, I met another North Korean woman who lived in my town and who had also been sold into a marriage. She said she could connect me to people in a different city who could help me go to South Korea.

When I was eight months pregnant and my stomach was so big, the Chinese man didn’t watch me as much as he had before. Maybe he thought my body was too heavy to run away. So one day I left home, telling him that I was going to my friend’s house. But actually, I was going to another city to meet people who would connect me to LiNK’s network.

When I was about to leave the town, however, I got caught by the Chinese man. He made me sit behind him on his motorcycle and was taking me back to his house. Riding on the back of the motorcycle, my hat got blown off my head by the wind. I asked him to stop so I could pick it up. It was my favorite hat. He said, “No, we aren’t going to stop. Forget about the hat.”

At that moment, my whole heart and body were telling me, “Do not give up on what you deserve. You deserve to have a simple hat and you deserve to live in freedom like a human being.”

Yoon Ha

I don’t know how I did it but I jumped off the motorcycle while it was moving. Luckily he wasn’t going too fast and I landed on my back so the baby didn’t get hurt, and I was okay other than scratching my forehead while rolling on the ground.

I got up and started walking toward where the hat fell. The man asked me where I was going and I told him that I was going to get my hat. His motorcycle had lost balance and fallen after I jumped. He didn’t even ask how I was as he started to inspect it for damage. I realized this was my opportunity to run away again. So I grabbed my hat and started running up into the nearby mountains.

I kept going up and up until I was near the top where I could see the road, the man, and his motorcycle. I hid there for a few hours, scared of getting caught by him again. I actually saw him driving around to find me. So I climbed further up and over the other side of the mountain.

Being eight months pregnant, my body was very heavy. But I had to keep moving to get away from the man. I made it over the mountain.

I started heading to the city by taking different vehicles. One time I got on a truck that was transporting dogs. Since all the space was taken by the dogs, I had to sit on one of the guys’ laps in the front seat.

Finally, after some long bus rides that made me feel sick, I connected with LiNK’s network.

Continue reading with Part 3.

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